Digital confidence is a healthy aging skill. As more of our daily activities move online, understanding technology, protecting personal information, and recognizing scams have become important tools for maintaining independence. Research shows that most adults are active online, but that digital confidence drops for complex and/or risky tasks, and those gaps widen with age (AARP). Furthermore, those most likely to be targeted by scams are often the least confident in their ability to detect it. Total fraud losses reported by adults age 60+ increased about fivefold from 2020 to 2025, and older adults continued to be more likely than younger adults to be affected by scams (Federal Trade Commission).

Research shows that financial fraud extends beyond monetary loss. Individuals who experience scams may face lasting effects on their emotional well-being, financial security, confidence, and quality of life (NeuroLaunch). By staying informed, learning from trusted experts, and building digital literacy skills, we can better protect ourselves while continuing to enjoy the many benefits of technology.

Multiple reports show that sleep may improve cognitive function, and a 2010 Harvard study suggested that dreaming may improve memory and cognitive performance by reactivating and reorganizing newly learned material (Harvard Medical School). Ken Paller, Ph.D., an NIH Director’s Pioneer Award recipient, and Andrew Budson, MD, have extended the Memory Theory of Consciousness to sleep and dreams. As NIH puts it, “sleep is an active and creative time for the mind, quietly shaping our memories, sense of self, and how we experience the world” (National Institutes of Health).

Dreaming is a universal aspect of being human, and many researchers believe that dreaming has a purpose. Some speculate that dream imagery may signal that certain thoughts are preoccupying us (Psychology Today). Dreams invite us to look inward and discover wisdom that may be waiting just beneath the surface. They can reveal insights, unanswered questions, and new possibilities for growth. Harry R. Moody, Ph.D., a retired AARP Vice President and PJCC member, writes, “Dreams can be a channel for positive aging—for becoming the person you were meant to be.”

Read more of Dr. Moody’s work below and join us here at the PJCC later this month for a talk from Dr. Moody about dreams and aging.

Paying attention to our brain health is an important part of aging well. Understanding changes in memory and thinking, establishing a baseline for cognitive health, and exploring ways to keep our minds engaged can help us take an active role in our well-being. While occasional forgetfulness is a normal part of aging, staying informed and discussing changes with a healthcare provider are positive steps toward maintaining cognitive health and independence (Health). Early and regular assessment can provide reassurance, establish a baseline, identify treatable causes, and connect individuals with resources to support cognitive health (AARP).

Researchers increasingly recognize that processing speed and reaction time are important indicators of brain health. Just as we exercise our muscles, activities that challenge the brain to learn, adapt, and respond quickly may help build cognitive resilience. A study published earlier this year showed that completing cognitive speed training over several weeks, followed by additional booster training later, correlated with delayed dementia diagnosis. NIH Director Jay Bhattacharya, MD, PhD, notes that “that’s a powerful idea—that practical, affordable tools could help delay dementia and help older adults keep their independence and quality of life” (National Institutes of Health).

Whether you are curious about your memory or looking for ways to challenge your brain, CHL has opportunities to build awareness, gain confidence, and support lifelong cognitive vitality.